Jeff Collins - President

Steve Bratcher

Vice President, Business Development


Steve is a responsive, customer-focused business development professional who collaborates with clients to solve problems they face in their businesses through creative solutions. After serving four years in the Marine Corps, Steve began his financial services career with ITT Commercial Finance. He gained experience in various business sectors, including collateral management, credit underwriting, sales support, and field sales.

Over the next 27 years, his sales career took him to Deutsche Bank, Textron Financial, Cessna Finance, NextGear Capital, and Northpoint Commercial Finance, where prior to Red Oak Inventory Finance, he was Director of Business Development in the southeast U.S.

Steve earned his Bachelor of Arts degree in Organizational Management from Warner University.

Meet the rest of the team

Jeff Collins

Chief Executive Officer

Greg Nash

Senior Vice President, Business Development

Rick Derbonne’

Senior Vice President, Business Development

Ravi Gunasekera – Regional Sales

Ravi Gunasekera

Inside Business Development Manager

Don Poskus – Vice President

Don Poskus

Vice President, Credit

Dave Wrona – Vice President, Credit

Dave Wrona

Vice President, Credit